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Low-Capital Deal-Making Strategy

Wholesaling: Find Deals, Connect Buyers, Earn Fees

Master real estate wholesaling to generate income without capital or credit. Learn how to find off-market deals, build a buyers list, and profit by connecting motivated sellers with ready investors.

30-90
Days per Deal
$5-15K
Typical Assignment Fee
Very Low
Capital Required
Beginner
Difficulty Level

The Wholesale Process

Four steps to profitable wholesale deals

Step 1

Find Motivated Sellers

Source off-market deals from distressed sellers, probate estates, foreclosures, or expired listings. Build a marketing system to generate consistent leads.

Direct mail campaigns
Driving for dollars
Online marketing
Networking with agents
Step 2

Analyze & Negotiate

Determine the maximum allowable offer (MAO) that provides margin for your buyer. Negotiate favorable contract terms including assignment rights.

ARV analysis
Repair cost estimation
Buyer list consultation
Contract negotiation
Step 3

Market to Buyers

Present the deal to your buyers list. Highlight the discount to market value and potential profit. Speed is critical - wholesale deals move fast.

Email blasts
Buyer calls
Property tours
Deal analysis sheets
Step 4

Assign & Close

Assign your contract to the end buyer for a fee. Ensure all paperwork is correct and coordinate with title company for smooth closing.

Assignment agreement
Earnest money
Title coordination
Close quickly

Essential Wholesale Calculations

Master these formulas to structure profitable deals

Maximum Allowable Offer (MAO)

ARV × 0.70 - Repairs - Assignment Fee

The most you can pay to leave room for your fee and buyer profit

Assignment Fee

$5,000 - $15,000 (typical)

Your profit for finding and contracting the deal

Buyer's Profit Target

Minimum $20,000 - $30,000

What your buyer needs to make for the deal to be attractive

Is Wholesaling Right for You?

Consider these factors before starting

Advantages

  • Very low capital requirements
  • Quick profits - typically 30-90 days
  • No rehab or renovation needed
  • No long-term property management
  • Learn market quickly through deal flow
  • Scalable with systems and team

Challenges

  • Requires strong deal-finding skills
  • Income is transactional, not passive
  • Need a solid buyers list
  • Deals can fall through
  • Competitive market in many areas
  • Legal complexities vary by state

How Reico AI Powers Your Wholesale Business

Tools to analyze deals and connect with buyers faster

Wholesale Calculator

Calculate MAO, assignment fee, and buyer profit margins. Ensure deals are attractive to your buyers before locking them up.

Deal Sharing

Easily share property analysis with your buyers list. Provide professional reports that showcase the opportunity.

Buyer Network

Build and manage your buyers list within Reico AI. Connect with active investors looking for wholesale deals in your market.

Market Data

Access comp sales and ARV data to make accurate offers. Validate your numbers with real market data before contracting.

Example Wholesale Deal

How a typical wholesale transaction breaks down

3-Bedroom Distressed Property

Found through direct mail marketing campaign

Deal Structure

After Repair Value (ARV):$200,000
Estimated Repairs:$40,000
MAO Calculation (70% rule):$140,000
Less Assignment Fee:-$10,000
Contract Price:$95,000

Buyer's Numbers

Purchase Price (after assignment):$105,000
Repairs + Holding:$45,000
Total Investment:$150,000
Sale Price:$200,000
Buyer's Profit:$35,000
$10,000

Your Assignment Fee

Earned in 45 days

$35,000

Buyer's Profit

Win-win deal structure

Ready to Start Wholesaling Real Estate?

Use Reico AI's wholesale calculator to analyze deals and connect with active buyers in your market. Build your wholesale business with the right tools and network.

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